Skip nav to main content.
LAPFCU Logo

Money Market Accounts

Maximize your money

Open Account
  • Better rates, more flexibility

    A Money Market account lets you earn more interest than a regular savings account, but still gives you plenty of freedom for withdrawals. It’s perfect for short term savings goals, such as a down payment on a house or car.

    • Open with as little as $2,500
    • Write up to six checks per month*
    • Enjoy unlimited ATM withdrawals
    • Set up direct deposit for effortless saving
    • Earn even better interest on higher balances

     

  • Rates

    Money Market Rates – Regular and IRA

    Balance*Regular Money Market
    Dividend Rate / APY*
    IRA Money Market
    Dividend Rate / APY*
    < $2,5000.05% / 0.05%0.05% / 0.05%
    $2,500-$9,999 0.30% / 0.30% 0.30% / 0.30%
    $10,000-$24,999 0.35% / 0.35%0.35% / 0.35%
    $25,000-$49,999 0.35% / 0.35%0.35% / 0.35%
    $50,000-$99,999 0.40% / 0.40% 0.40% / 0.40%
    $100,000+ 0.50% / 0.50%0.50% / 0.50%

    EFFECTIVE RATE DATE: September 29, 2022

    *APY = Annual Percentage Yield. No minimum balance required, however you must deposit a minimum of $2,500 to open the account. Dividends on Money Market Accounts are calculated daily based on the daily ending balance. LAPFCU may change the dividend rate at any time.

  • FAQS

    How much do I need to open this account?

    The minimum opening deposit is $2500.

    What are the earning tiers for this account?

    The earning tiers are as follows:

    $2,500 – $9,999
    $10,000 – $24,999
    $25,000 – $49,999
    $50,000 – $99,999
    $100,000 and above

    Help

    For more information, or if you have questions, please get in touch with us

    Contact Us

Start saving today!

Open a Money Market in online or mobile banking, or call us at (877) 695-2732.

Open Now

Questions? Call us 877-695-2732

Disclosures

*In compliance with Federal Regulations, you may make up to 6 pre-authorized, automatic or telephone transfers from a Money Market and/or Share Savings account per calendar month. Teller, ATM and mail transactions are unlimited. All Regulation D restrictions apply.