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Money Market Accounts

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  • Better rates, more flexibility

    A Money Market account lets you earn more interest than a regular savings account, but still gives you plenty of freedom for withdrawals. It’s perfect for short term savings goals, such as a down payment on a house or car.

    • Open with as little as $2,500
    • Write up to six checks per month*
    • Enjoy unlimited ATM withdrawals
    • Set up direct deposit for effortless saving
    • Earn even better interest on higher balances


  • Rates

    Money Market Rates – Regular and IRA

    Balance*Regular Money Market
    Dividend Rate / APY*
    IRA Money Market
    Dividend Rate / APY*
    < $2,500 0.05% / 0.05%0.05% / 0.05%
    $2,500-$9,999 0.15% / 0.15% 0.15% / 0.15%
    $10,000-$24,999 0.25% / 0.25%0.25% / 0.25%
    $25,000-$49,999 0.30% / 0.30%0.30% / 0.30%
    $50,000-$99,999 0.40% / 0.40% 0.40% / 0.40%
    $100,000+ 0.45% / 0.45%0.45% / 0.45%

    EFFECTIVE RATE DATE: June 5, 2020

    *APY = Annual Percentage Yield. No minimum balance required, however you must deposit a minimum of $2,500 to open the account. Money Market accounts provide the opportunity to earn higher dividends when the daily ending balance is $2,500 or more. Dividends on Money Market Accounts are calculated daily. For each day the daily ending balance is $2,500 or more, the prospective Dividend Rate set forth above will be used to calculate dividends on the ending balance for that day. On any day the daily ending balance drops below $2,500, the Regular Share Dividend Rate will be used to calculate dividends on the ending balance for that day. LAPFCU may change the dividend rate at any time.

  • FAQS

    How much do I need to open this account?

    The minimum opening deposit is $2500.

    What are the earning tiers for this account?

    The earning tiers are as follows:

    $2,500 – $9,999
    $10,000 – $24,999
    $25,000 – $49,999
    $50,000 – $99,999
    $100,000 and above


    For more information, or if you have questions, please get in touch with us

    Contact Us

Open your account today

Open your Money Market within PATROL online banking, or give us a call at (877) 695-2732.

Open Now

Questions? Call us 877-695-2732


*In compliance with Federal Regulations, you may make up to 6 pre-authorized, automatic or telephone transfers from a Money Market and/or Share Savings account per calendar month. Teller, ATM and mail transactions are unlimited. All Regulation D restrictions apply.