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BALANCE TRANSFER OFFER

0.00% APR FOR 12 MONTHS*

Apply Now
  •  

    Transfer your high-interest credit card balances to SAVE BIG and pay off debt faster!

    It’s easy!

    • LAPFCU app > Tap Cards > VISA My Card Info > Balance Transfer
    • Online banking > Click VISA My Card Info > Account Info > Balance Transfer

    HURRY! OFFER ENDS MAY 10!

    There is a 5.00% balance transfer fee.

     

YOUR WALLET DESERVES BETTER

 

Earn valuable rewards points with each purchase with our Platinum Rewards Visa®

  • 0% APR for 6 months on new purchases, followed by a variable rate as low as 13.65% to 17.90% APR!**
  • Rewards points are redeemable for cash, travel, and more
  • No annual fees

Apply Now

OPEN AN LAPFCU CARD

 

Build your credit with our Classic Visa®

  • 0% APR for 6 months on new purchases, followed by a non-variable rate as low as 12.99% to 17.90% APR!**
  • No annual fees

 

 

Questions? Call us @ (877) 695-2732

Disclosures

*APR = Annual Percentage Rate. Offer valid from February 12, 2024, through May 10, 2024. This promotional balance transfer offer for 0.00% APR for 12 months is applied individually, starting on the date of each separate balance transfer during the promotional period. For Platinum Rewards Visa cardholders—after 12 billing cycles, any remaining unpaid transferred balances will have your current standard variable cash advance APR applied to it. For Classic Visa cardholders—after 12 billing cycles, any remaining unpaid transferred balances will have your current standard non-variable cash advance APR applied to it. There is a 5.00% balance transfer fee. For Platinum Rewards Visa cardholders, balance transfer transaction amounts are not eligible for any rewards points. Other restrictions may apply, please call (877) 695-2732 for details.

 

**APR = Annual Percentage Rate. 0.00% introductory APR will continue for six months. After the introductory APR, the effective rate as of January 2, 2024 for Platinum Rewards Visa is a variable rate of 13.65% to 17.90% APR based on your creditworthiness; for Visa Classic and My First Visa is a non-variable rate of 12.99% APR to 17.90% APR based on your creditworthiness. APR subject to change. The Platinum Visa APR will vary with the market based on the Prime Rate plus a margin. Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account. There is a 1% fee for foreign transactions in non-U.S. currency and a 0.8% fee for foreign transactions in U.S. dollars. 0224-074

 

STATEMENT OF THE MILITARY ANNUAL PERCENTAGE RATE (MAPR)
Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). For further important information required under the Military Lending Act pertaining to your payment obligations, please call (877) 695-2732, option 9.