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Fee Disclosures

General

APPLICABLE TO SHARE (S1) ACCOUNT:
• Monthly Maintenance Fee (If average daily balance < $250) $5.00
• Paper Statement Fee (per statement cycle)$2.99
• Account Research (per hour)$50.00
BILL PAY:
• Bill Pay Normal Delivery (per ACH or check item)No Fee
• Bill Pay Expedited Delivery (per ACH item)$4.00
• Bill Pay Expedited Delivery (per check item)$25.00
ADDITIONAL FEES:
• Cashier’s Checks (per item)$7.50
• Check Clearing Fee (per item)$30.00
• Check Copies (2 free per month)(per copy)$5.00
• Check Printing FeeAt cost
• Coin Redemption Machine (per value counted)5.0%
• Counter/Temporary Check (per request)$2.00
• Dormant Account (per year)$10.00
• Escheatment Notice$2.00
• Holiday Cash Pack (per pack)$1.00
• IRA Account closure (per account)$20.00
• Levy (per levy)$50.00
• Merry Money Account Early Withdrawal (per acct)$20.00
• Non-Member Check Cashing (per item)$10.00
•Notary (Non-LAPFCU related) (per occurrence)$10.00
OVERDRAFT:
• NSF/Overdraft Privilege (ODP) (per item)$30.00
• Overdraft Privilege Service (ODP) Fee (per item)$30.00
• Overdraft Transfer From Share Accounts (per tfr)$6.00
• Overdrawn Account$30.00
• Regulation D limit exceeded (per item)$25.00
• Returned Deposited Item (per item)$25.00
• Returned Mail (per statement)$7.50
• Statement copies (Free on PATROL) (per copy)$5.00
• Stop Payment Order (LAPFCU assisted)(per item)$25.00
• Stop Payment Order (PATROL/Code 3)(per item)$20.00
WIRE TRANSFERS:
• Domestic Outgoing (per transfer)$25.00
• Domestic Incoming (per transfer)$15.00
• International Outgoing (per transfer)$50.00
• International Incoming (per transfer)$15.00

ATM/Debit Card and Network Services

• ATM or Debit Card Reissue (Rush) (per card)$35.00
• ATM Surcharge (Non-member) (per use)$3.75
CO-OP NETWORK:
• Account InquiriesNo fee
• Deposit Adjustments (per deposit)$5.00
• Deposits/Other Transactions Account InquiriesNo fee
• CU Service Centers ATMNo fee
• Other network account inquiriesNo fee
• Other network transactionsNo fee
• POS Network (per transaction)No fee
• QuickDraw ATM Card – Initial (per card)$10.00
• QuickDraw ATM Card – Replacement (per card)$10.00
• QuickDraw ATM NetworkNo fee

Consumer and Real Estate Loans

• Deposit/Mortgage Verification (per verification)$25.00
• DMV Processing Fee$25.00
• In House Refinance Fee$150.00**
• Skip-A-Pay (Excludes credit cards) (per request)$15.00

**If increase in loan amount is less than $2,500 available equity All Rates and Fees are subject to change.