Make your homeownership dreams a reality. Whether you want to purchase a home, lower your monthly payments, or use your home’s equity, LAPFCU has a loan to fit your needs.
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1Offer limited to home loan applications for first mortgage purchases only. LAPFCU guarantees to close your home loan on or before the date agreed upon in the Purchase Contract provided that the following three (3) conditions are met: (1) loan application and all requested documents are submitted; (2) fully executed purchase contract and all addendums signed by all parties is the “start date” and the funding date is the “end date”; and (3) must have escrow/closing agent fees within 3 business days of receipt of contract. If all required conditions are met and your loans fails to close on time due to a delay by LAPFCU, you will receive a $500 credit towards the closing costs at loan closing. Offer is not valid for the following scenarios: new construction; changes made to the loan type 10 days prior to closing; and changes to the closing date. Contract/COE (Close of Escrow) cannot be less than 30 days. Third party delays (i.e. inspections, appraisal, seller issues or repairs needed) and natural disaster or force of nature weather issues would not be considered LAPFCU delays. Not available on “no cost” loans. May not be combined with any other offer. All loans are subject to credit approval and applicable LAPFCU policies. Other restrictions may apply, please ask for complete details. 2Zero points availability may be contingent upon loan-amount-to-property-value ratio and other factors, please ask for complete details. 3The HomeAdvantage program is made available to you through a relationship between LAPFCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using LAPFCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. LAPFCU may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.