Skip nav to main content.

Special Offer Expires Soon!

Refinance With Us And Get Auto Loan Rates As Low As 2.49%

Apply Now!
  • If you’re looking to refinance your auto or personal loan, now is the time to act! Take advantage of auto loan rates as low as 2.49% and get $200 back when you do! Hurry, this offer ends December 31.

    Lower rates and monthly payments!
    Take advantage of our amazing rates today.

    Reduce loan payments to boost your budget. We can extend your loan term to get you the lowest monthly payment possible. Find out how we can lower your rate, your monthly payment, or both.

    Plus, no payments for
    90 days2 on auto loans!

    Simplify and Save!

    Consolidate debt and save more! Lower rates and payments on high-interest personal loans mean more money saved every month. Take advantage of our $200 cash back offer when you refinance with us!

    We’ll review your loans, lines of credit, and credit cards to find the best solution for maximum savings and help pay off debt sooner. Plus, you’ll have fewer monthly loan payments to juggle. Ask for a free debt review today! Call (877) 695-2732.

    Apply Now

Questions? Call us 877-695-2732


1Offer valid through December 31, 2022. Existing LAPFCU loans do not qualify. Must refinance a closed-end personal loan or vehicle loan (auto, motorcycle, boat and watercraft, motor home and travel trailer loans) from another lender that is at least $10,000. Offer applies to each eligible loan. The $200 will be credited to the primary applicant’s S1 Share Savings Account within 60 days after loan origination. Offer subject to change or cancellation at any time and other restrictions may apply. May not be combined with any other offers. Please ask for complete details.

2Only applies to auto loans. Number of total payments on your auto loan remains the same, and interest continues to accrue during deferred payment months. Deferring an auto loan payment may void your GAP insurance. Consult your insurer for details. 0322-115

EFFECTIVE RATE DATE: December 1, 2022

*APR = Annual Percentage Rate. To qualify got 2.49% fixed APR for 36 months requires a FICO score of 760 or greater and member must qualify for Member Benefits. Actual APR offered may be higher depending upon applicant’s credit rating and other underwriting factors (Member must participate in automatic payment program and qualify for Member Benefits program at time of funding). Go to for complete details. 60-month term payment example: A 3-year loan at 2.49% fixed APR with zero down payment will have 36 monthly payments of $28.86 per each $1,000 borrowed. All rates, terms, and promotional offers are subject to change without notice. Cannot be combined with any other offer. Restrictions may apply, ask for complete details.