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RATES STARTING AT 2.875% / 2.890% APR*

Apply for a home loan
  • Take advantage of low mortgage rates. Whether you’re purchasing a home or refinancing, Los Angeles Police Federal Credit Union can help you save.

    Plus, LAPFCU home loans include complimentary End of Watch Debt Protection, which pays off your mortgage if you pass away in the line of duty.1

    Not an LAPFCU member yet? See our membership eligibility and join today!

Questions? Call us @ (877) 695-2732


*APR = Annual Percentage Rate. 30-year fixed rate term home purchase loan payment example (rate effective August 17, 2021): A $500,000 loan with 20% down payment would have a fixed rate of 2.875% / 2.890% APR would have 360 monthly payments of $2,074.46. Payment example does not include closing fees, include taxes, insurance, loan level pricing adjustments or third-party vendor fees. All advertised rates and terms are subject to change at any time without notice. All loans are subject to credit approval and applicable LAPFCU policies. Your actual payment may vary. Restrictions apply, ask for complete details.


1End of Watch Debt Protection is provided to eligible borrowers at no additional cost to the borrower and cancels the outstanding LAPFCU loan balance of the sworn or civilian member’s date of death. To be eligible for the End of Watch Debt Protection, the Borrower must: (1) be an LAPFCU member, (2) meet the lending requirements established by LAPFCU to qualify for this debt protection and (3) be a full-time, active-duty sworn peace officer or civilian employed by a Los Angeles County law enforcement agency. Minimum loan balance amount of $10,000 or a new activated $10,000 line of credit required to qualify (must be used within 30 days of account opening). Maximum coverage for a single loan is $400,000. The maximum combined loan amount is $850,000 for all of the borrower’s loans. The End of Watch Debt Protection may not be purchased outright. This debt cancellation benefit applies to all loans from LAPFCU and only in the case of death while on duty, some exceptions do apply. All loans are subject to credit approval and to applicable LAPFCU policies. Other restrictions may apply. Visit or call (877) 695-2732 for complete details. 0421-73