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    Schedule A One-On-One Virtual Appointment

    Video chat with us to get help with membership sign up, account changes, loan applications, and more! Book now.


    LAPFCU loans and lines of credit now come with debt protection, which pays off debts at no cost if you pass away in the line of duty. Learn more.

    Skip A Loan Payment Program Based On Your Needs

    Choose up to 2 months per year to skip payments on a qualified vehicle or personal loan!2 Simply log in to PATROL Online Banking or our app to view eligible loans and select your month.


    • 1This product is offered independently by NortonLifeLock™. No one can prevent all identity theft. ID Navigator is a complimentary service that provides tools to help you act quickly in the event of suspected identity theft. To enroll, visit, and complete the eligibility verification. Once verified, you will be redirected to the offer page on where ID Navigator enrollment is available. Enrollment in ID Navigator will require first name, last name, SSN, date of birth, address, phone number, and email address. If you need additional help with your ID Navigator plan, you can reach out to NortonLifeLock at or 1 (866) 228-2261.

      2Each loan you elect to skip-a-payment on is assessed a $15 processing fee which will be deducted from your LAPFCU Share Account. Only loans with six (6) previous on-time payments are eligible. This offer excludes payments on mortgages (first and second trust deeds), business loans, certificate loans, and Visa credit cards. The number of payments on the consumer loan remains the same, and interest will continue to accrue on a daily basis at the Annual Percentage Rate (APR) set forth in the loan agreement, both during and after the deferral period. When payments resume, unpaid interest will be collected first. If you waive a payment, the term of your loan will be extended. All terms and conditions of original loan agreement remain in force. Limit one Skip-A-Pay per loan in a six (6) month period. The request to skip a payment is subject to final approval of LAPFCU. If you previously elected credit life and/or disability insurance, your monthly premium will still be added to the loan on the skipped month; however, coverage will not be extended beyond the original maturity date. Skipping a payment may void your GAP and Mechanical Breakdown Insurance (MBI) during the month you skip and/or during the extended term of your loan(s). Please consult your insurer for complete details. If you have scheduled an automatic recurring payment, you must log into PATROL Online Banking to adjust your scheduled payment date for the month you wish to skip. Otherwise, your payment(s) will still be deducted even though you have indicated on this form that you wish to skip it. If you have scheduled an automatic payment from your account at another financial institution, you will need to change the date or cancel that payment with the other financial institution. If you are unable to make the payment change in time, please contact us so we can reverse the payment and credit your LAPFCU Share Account. If for some reason you do not qualify to skip a payment, you will be notified by LAPFCU. LAPFCU reserves the right to revoke this offer if your account is delinquent, the process fee is not paid, required signatures is/are missing, a skip payment has been processed on this loan within the past 6 months, or upon knowledge of any legal proceedings such as bankruptcy.

  • Special OFFERS

    Heroes Home Loan

    Refinance Now, Save Now

    Get $200 and no payments for 90 days when you refinance your auto loan from another lender with us. Learn more. Click for details.

    100% New Home Financing for Law Enforcement Professionals

    Heroes Home Loan offers no down payment, and you can take up to 40 years to repay the loan. Learn more.


    Purchase an angel bear from LAPD Family Support Group at All proceeds benefit families of fallen LAPD officers.

    $50 FOR YOU, $100 FOR THEM

    Refer your family and coworkers to join LAPFCU today! Learn more.

    JOIN AND GET $100

    Not an LAPFCU member yet? Get free checking, great loan rates, personalized service, and $100 when you become a member! Learn more.


  • Upcoming EVENTS

    Complimentary Webinar: ESTATE AND LEGACY Planning

    October 13 | 6-7 p.m. PDT1

    Learn about the importance of a trust, beneficiary designation, tax-efficient investments, and more.

    Register Now


    Money Talk for Teens

    Understanding and Improving Your Credit

    Keys to Homeownership

    Wills, Trusts, and Estate Planning

    Managing and Reducing Debt

    Retirement Planning with Chris Ellis

    Managing Finances In Tough Times