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NEWS AND ANNOUNCEMENTS
BRANCH REMODEL BRINGS HOME THE GOLD
LAPFCU’s Van Nuys headquarters modern, spacious branch remodel won the Gold Award at the 2022 Commercial Real Estate Awards. Read More
CARVANA
Easy and trustworthy online auto buying at your service! Shop 20,000+ pre-owned vehicles safely and securely from the comfort of home. Plus, get $100 when you buy a car from Carvana and finance it with us! Learn more.
LAPFCU Expands Into Neighboring Counties
Now serving Los Angeles, Orange, Riverside, San Bernardino, and Ventura. Read more.
Schedule A One-On-One Virtual Appointment
Video chat with us to get help with membership sign up, account changes, loan applications, and more! Book now.
END OF WATCH DEBT PROTECTION
LAPFCU loans and lines of credit come with debt protection, which pays off debts at no cost if you pass away in the line of duty. Learn more.
Skip A Loan Payment Program Based On Your Needs
Choose up to 2 months per year to skip payments on a qualified vehicle or personal loan!1 Simply log in to PATROL Online Banking or our app to view eligible loans and select your month.
WE’RE IN THIS TOGETHER
LAPFCU’S CORONAVIRUS INFORMATION CENTER
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1Each loan you elect to skip-a-payment on is assessed a $15 processing fee which will be deducted from your LAPFCU Share Account. Only loans with six (6) previous on-time payments are eligible. This offer excludes payments on mortgages (first and second trust deeds), business loans, certificate loans, and Visa credit cards. The number of payments on the consumer loan remains the same, and interest will continue to accrue on a daily basis at the Annual Percentage Rate (APR) set forth in the loan agreement, both during and after the deferral period. When payments resume, unpaid interest will be collected first. If you waive a payment, the term of your loan will be extended. All terms and conditions of original loan agreement remain in force. Limit one Skip-A-Pay per loan in a six (6) month period. The request to skip a payment is subject to final approval of LAPFCU. If you previously elected credit life and/or disability insurance, your monthly premium will still be added to the loan on the skipped month; however, coverage will not be extended beyond the original maturity date. Skipping a payment may void your GAP and Mechanical Breakdown Insurance (MBI) during the month you skip and/or during the extended term of your loan(s). Please consult your insurer for complete details. If you have scheduled an automatic recurring payment, you must log into PATROL Online Banking to adjust your scheduled payment date for the month you wish to skip. Otherwise, your payment(s) will still be deducted even though you have indicated on this form that you wish to skip it. If you have scheduled an automatic payment from your account at another financial institution, you will need to change the date or cancel that payment with the other financial institution. If you are unable to make the payment change in time, please contact us so we can reverse the payment and credit your LAPFCU Share Account. If for some reason you do not qualify to skip a payment, you will be notified by LAPFCU. LAPFCU reserves the right to revoke this offer if your account is delinquent, the process fee is not paid, required signatures is/are missing, a skip payment has been processed on this loan within the past 6 months, or upon knowledge of any legal proceedings such as bankruptcy.
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Special OFFERS
No Underwriting Fees on Home Financing!
Save more when you finance a new home or refinance your current home with us. Learn More.
Refinance with LAPFCU and Save
Get $200 when you refinance any vehicle loan, personal loan, or credit card debt from another lender. Apply now!
100% New Home Financing for Law Enforcement Professionals
Heroes Home Loan offers no down payment, and you can take up to 40 years to repay the loan. Learn more.
END OF WATCH DEBT PROTECTION
LAPFCU loans and lines of credit come with debt protection, which pays off debts at no cost if you pass away in the line of duty. Learn more.
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Upcoming EVENTS
Rethink Retirement Webinar
Wednesday, May 25 2022 6:00 PM – 7:00 PM
No matter where you are in your career, LAPFCU will help guide you toward financial security in retirement. Our CUSO Financial Services* advisor will answer your questions and more. Register now.Last Shred Day of 2022
Join us for our last drive-thru document shredding and e-waste disposal in 2022. We’ll shred your unneeded personal documents and recycle your old electronic equipment safely and securely – for FREE!
Saturday, May 21 at Brewer Branch (ARTC)
PAST WEBINARS
Understanding and Improving Your Credit
Wills, Trusts, and Estate Planning
Retirement Planning with Chris Ellis
Managing Finances In Tough Times