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Youth Education

Open a Youth Account


Invest in your child

Teaching your child good savings habits is the best investment you can make. At LAPFCU, we believe that our youth are our future. That’s why we provide a number of free resources to help them get a head start on the path to financial success.





Clubs and websites


Need help with the teaching part? These options can give your children or grandchildren financial knowledge that isn’t taught in schools.



M3 Money Club (Ages 5 – 12)

Your children will learn valuable lessons as they prevent the evil Dr. Spendit from stealing all the money in the world! They also get the following free when they join:

  • Safe, engaging interactive website with comics, puzzles, podcasts, quizzes, games, savings tips, and more
  • Quarterly newsletter annual birthday card
  • Starter kit with M3 draw string bag, calculator, pencil, pencil sharpener, ruler, coin collector kit, savings passbook
  • Special action figures just for making deposits

Elements of Money® (Ages 13 – 17)

Elements of Money* helps prepare teens for adulthood. On this site, they’ll have access to a variety of teen-friendly financial resources, including:

  • Financial education articles
  • Podcast library
  • Educational videos and quizzes
  • Social media content and contests



Our Youth Savings Program – S.W.A.T.


We created the S.W.A.T (savings with a twist) program to make sure teens could start participating fully in their finances. Things like investing and credit cards can seem daunting, but not with LAPFCU by your side.

Open a Youth Account

Special accounts for teens


S.W.A.T Share Certificate – This mini share certificate can be opened with just $100. It’s the perfect way to start investing.

FREE Checking Account – Get your own debit card and more!

My First VISA – A safe way to build credit, this card can be co-signed by a parent or guardian, who is given full monitoring access and card control.

Open Youth Account


Other useful tools


We also have a powerful mobile app available for download***, as well as PATROL Online Banking where teens can stay on top of their savings from anywhere.