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SKIP-A-PAYMENT

GET FINANCIAL RELIEF WHEN YOU NEED IT MOST

 

SKIP UP TO TWO LOAN PAYMENTS EACH YEAR!

Our Skip-a-Payment* program gives you financial relief when you need it most. We’ll excuse a monthly LAPFCU loan payment on an eligible loan two times per year to help stretch your budget further.

  • You can skip one qualifying auto or personal loan payment every six months.
  • Choose the month you want to skip a payment; you must notify us in advance
  • A small $15 fee applies for each skipped payment; funds are drawn directly from your LAPFCU account

It’s Simple to Take a Month Off from Loan Payments

Log in to view your eligible LAPFCU loans.

  • LAPFCU App > More > Skip-A-Pay
  • Online Banking > Services > Skip-A-Pay

IMPORTANT: If you want to skip a loan payment and you currently have a scheduled automatic payment or ACH from another financial institution, you must call us at (877) 695-2732 to arrange your skipped payment. Otherwise, the loan payment will still be made.

Please note: Personal lines of credit, home equity lines of credit, and mortgage loans are not eligible for our Skip-a-Pay program.