SUPPORT EVERY STEP OF THE WAY
As a Credit Union built by and for law enforcement, we understand you and advocate for you. With a “one size fits all” approach, big banks can’t always meet your unique needs and priorities. Created exclusively for LE personnel, our unique financial programs and services support you through all of life’s financial milestones.
SHIELD YOUR LOVED ONES: END OF WATCH DEBT PROTECTION
- At no cost, provide financial relief for loved ones if you pass away in the line of duty.
- Cancels up to $850,000 of debt
- Complimentary plan offered with all LAPFCU loans/lines of credit
For both sworn and non-sworn personnel
- Refinance loans from other lenders with us and get debt protection
LAUNCH YOUR CAREER: FIVE-O FUNDS LOAN
- For new hires (employed less than one year)
- Borrow up to $5,000
- Fixed 3.99% APR for up to 36 months
- Pay for equipment, lodging, transportation, or any need
BECOME A HOMEOWNER: HEROES HOME LOAN
- 100% financing for first-time homebuyers
- No down payment
- No high-cost private mortgage insurance
- Fixed 30- or 40-year rate
PROTECT YOUR PRIVACY: GUARDIAN CHECKING
- SWORN PERSONNEL: Get a data-protection solution created for LEOs, which monitors and removes personal information online that may compromise your safety
- NON-SWORN PERSONNEL: Get online fraud-prevention and ID-theft monitoring and restoration services
- No monthly fees and unlimited ATM fee rebates nationwide
PLAN FOR THE FUTURE: TRUST & WILL ESTATE PLANNING
- Exclusive member discounts on a will and/or trust
- Create your plan quickly and easily online, with expert help
- Less expensive and faster than working with an attorney
- Give yourself and your loved ones peace of mind knowing you have a plan in place
GROW YOUR MONEY: RETIREMENT & INVESTMENT PLANNING
- Create a custom retirement/investment strategy that matches your needs, risk tolerance, and timeframe
- Maximize your chances of financial success with help from our in-house Financial Advisor
- Navigate DROP rollover options, identify/review financial goals, and more
COVER YOURSELF AND YOUR LOVED ONES: INSURANCE SERVICES
- Special law enforcement discount on LAPCUSO Insurance Services for auto, home, life, and more.
- Customized plan with the best prices from the most reputable insurers.
- Bundle your insurance (get multiple plans from one provider) and save up to 20%.
We’re honored to support you throughout your career and beyond.