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TRUST & WILL ESTATE PLANNING SERVICES

SECURE YOUR FAMILY’S FUTURE

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    COVER WHAT MATTERS MOST

    No one likes to think about what happens after they’re gone, but preparing now is the best way to secure your loved ones’ future. We’ve partnered with Trust & Will* to provide you with an exclusive Member discount on quick, easy, and thorough estate planning services.

    • Create a will and/or trust online, with exclusive discounts and expert help.
    • Less expensive and faster than working with an attorney.
    • All documents are legally valid and state-specific.
    • Your information is safe with optimal security encryption.
    • U.S.-based support is available 6 days a week via chat or email. Monday-Friday, 7 a.m.-5 p.m. PT; Saturday, 7 a.m.-2 p.m. PT
    • LARFPA members can get reimbursed up to $600 toward a new estate plan.**

     

    LOW COST

    Less expensive than working with an attorney,
    plus get 10% off a plan of your choice.

    CONVENIENT

    Complete online in as little as 30 minutes.

    EXPERT HELP

    Support and personalized guidance available.

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  • FAQS

    Q: Why do I need an estate plan, and what is included?

    A: An estate plan helps specify your wishes during your lifetime and after your death. Get peace of mind knowing you are easing the legal and financial burden on your family during a time of grieving.

     

    A plan can include the following:

     

    • WILL: Plan for what happens after your death, secure your family, and help distribute your assets how you choose.

    • TRUST: Take more control over your plan during your lifetime and after death to avoid the cost and burden of probate.

    > PROBATE is a legal process to distribute a deceased person’s estate; most people prefer to avoid it because of the cost and time required.

    -Your ESTATE includes all property, possessions, financial securities, cash, and other assets you own or have a controlling interest in.

    -During the probate process, all your assets must be located and assessed for total value. Then, taxes and debts are paid and the remaining value of the estate is distributed.

    -The entire probate process could take a year and a half or more.

    • HEALTHCARE DOCUMENTS: Specify your medical and non-medical wishes in case you are unable to make your own decisions during your lifetime. Name your Power of Attorney.

     

    Q: What’s the difference between a will and a trust?

    A: WILL: This simple document allows you to name guardians for children and pets, designate where assets go, and specify final arrangements. It does have some drawbacks: it offers limited control over asset distribution and often has to go through a lengthy and costly probate process after death.

     

    TRUST: Like a will, a trust specifies asset distribution, but provides greater control over when and how your assets are distributed. Trusts are a bit more complex to set up, but can help minimize or avoid probate entirely, which can justify the additional work upfront. (Probate is lengthy and costly).

    Q: When should I create or revise an estate plan?

    A: You might need a new or revised plan following major life events, such as:

    • Change in marital status

    • Having a child or grandchild

    • Buying a home

    • Buying a second home or a home in another state

    • Retirement planning

    Q: Do I need a certain amount of assets to create a will or trust?

    A: An estate plan is for everyone – whether you have large or small assets, children or pets, a spouse or partner, or fall anywhere in between. A solid estate plan helps carry out your final wishes and can help keep your estate out of probate court.

    Q: How long will it take to set up my estate plan?

    A: Depending on complexity and individual goals, you can usually create an estate plan in as little as 30-45 minutes.

    Q: What is the estate plan creation process?

    A: Pick a plan. You can take a quick quiz to determine which plan fits your needs.

    • Complete documents in as little as 20 minutes.

    • Ship documents for free.

    • Sign and notarize documents at your convenience. Mobile notary options are available.

    • Share a digital copy of your plan with loved ones or financial advisors.

Give your family peace of mind, knowing you have a plan in place.

  • Name guardians for minor children and pets.
  • Decide who will receive specific assets.
  • Create a healthcare directive and name power of attorney.
  • Set up end-of-life arrangements.
  • Minimize future expenses and reduce estate taxes.
  • Avoid lengthy and costly probate (with a trust-based plan).

MEMBER EXCLUSIVE: RECEIVE 10% OFF AN ESTATE PLAN OF YOUR CHOICE*

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Not sure which plan is right for you? Use these helpful resources:

Questions? Call us @ (877) 695-2732

Disclosures

*Trust & Will is a modern digital estate planning services provider. Trust & Will is offering a 10% discount on estate plans specifically for LAPFCU members. No promo code required, the 10% discount is automatically applied at checkout to the initial purchase of a Will- or Trust-based estate plan. Subsequent plan upgrades are not eligible for a discount. Customer support is available 6 days a week via chat or email: Monday-Friday, 7 a.m.-5 p.m. PT; Saturday, 7 a.m.-2 p.m. PT. You may also call (866) 908-7878. Please visit https://trustandwill.com/?utm_source=lapfcu&utm_medium=partnerships for additional information.

**The Los Angeles Retired Fire & Police Benevolent Association (LARFPA) will reimburse its dues-paying members up to $600 towards developing an estate plan. The $600 reimbursement offer is for dues-paying LARFPA members only and is not associated with LAPFCU and/or Trust & Will. Contact LARFPA for details and how to qualify: https://larfpa.org/members/estate-planning-benefit/. 0723-066