USE YOUR PLATINUM VISA AND YOU COULD

LOS ANGELES POLICE FEDERAL CREDIT UNION

“Visa Platinum Rewards Credit Card Sweepstakes”

OFFICIAL RULES

1. NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES.

2. EACH SWEEPSTAKES ENTRY WILL HAVE AN EQUAL CHANCE OF WINNING. MAKING A PURCHASE WILL NOT IMPROVE AN INDIVIDUAL ENTRY’S CHANCES OF WINNING.

3. Consumer Disclosure: Odds of winning are based upon the number of entries. Based upon the Credit Union’s estimate of 26,800 entries, odds of winning are:

Grand Prize: 2023 Dodge Ram 1500 Rebel Crew Cab 4×4 Truck*        1:26,800

2^nd Place Prize: $10,000 cash                                                          1:26,800

3^rd Place Prize: $5,000 cash (3 winners)                                           1:26,800 for each 3^rd place prize winner

*Actual prize truck may differ from vehicle pictured above. The approximate retail value of the grand prize is $70,700. Grand prize is NOT redeemable for cash value.

4. Sponsor: Los Angeles Police Federal Credit Union (“the Credit Union”) is the sponsor of the Sweepstakes. The Credit Union’s business address is: 16150 Sherman Way, Van Nuys, California 91406.

5. Sweepstakes Period: The Sweepstakes begins June 1, 2023, and ends August 31, 2023.

6. Eligibility: Credit Union employees, officials, and members of their immediate families are not eligible to participate in the Sweepstakes. To qualify for the Sweepstakes, all entrants must be at least 18 years of age. By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules and the decisions of the Credit Union. Sweepstakes void where prohibited by law.

7. Sweepstakes Entries: Participants may enter the sweepstakes by making a purchase with his/her Los Angeles Police Federal Credit Union (LAPFCU) Platinum Rewards Visa credit card. All other eligible persons may enter by legibly printing their name, address (including zip code), telephone number (including area code), and e-mail address (optional) on a 3” x 5” card and by sending it in a #10 stamped envelope to:

Los Angeles Police Federal Credit Union

“Visa Platinum Credit Card Sweepstakes”

P.O. Box 10188

Van Nuys, CA 91410

Attention: Marketing Department

If a write-in entry card is drawn, but judges are unable to determine the winner because of illegible writing, that entry card will be disqualified. No copies, mechanical reproductions, or metered mail accepted. Mail-in entries must be postmarked no later than August 31, 2023, and received by September 7, 2023. Proof of mailing does not constitute proof of delivery. The Credit Union is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible entries or mail. Once submitted, entries become the sole property of the Credit Union and will not be acknowledged or returned.

Entries to the sweepstakes are removed for LAPFCU Platinum Rewards Visa credit card purchase returns. No entries to the sweepstakes are awarded for finance charges, fees, cash advances, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges posted to your LAPFCU Platinum Rewards Visa credit card account.

8. Prize Drawings: The drawing for the prizes will be held on September 29, 2023, at 10 a.m. at 16150 Sherman Way, Van Nuys, CA. All eligible entries received on or before midnight on September 7, 2023, to qualify for the prize drawing. The winners need not be present and will be notified by email/phone on September 29, 2023, at 11 a.m. A complete list of winners will be available online at www.lapfcu.org.

Grand Prize: One (1) winner will be awarded a 2023 Dodge Ram 1500 Rebel Crew Cab 4×4 Truck with an approximate retail value of $70,700. The grand prize is NOT redeemable for cash value nor other substitutions, except by the Credit Union, who reserves the right to substitute the prize or prize component with another of comparable or greater value. The prize winner will be responsible for all expenses not specifically stated as part of the prize, including but not limited to, service charges, taxes, licensing, and insurance expenses.

2^nd Place Prize: One (1) winner will be awarded $10,000 cash. The $10,000 will be deposited into the winner’s S1 Savings account by October 6, 2023, and may be used to pay the member’s credit card balance.

3^rd Place Prize: Three (3) winners will each be awarded $5,000 cash. The $5,000 will be deposited into the winner’s S1 Savings account by October 6, 2023, and may be used to pay the member’s credit card balance.

9. Liability/General Rules: The Credit Union is not responsible for any loss which may occur in connection with the Sweepstakes.  Entrant agrees to hold the Credit Union harmless from any liability arising from participation in the Sweepstakes or the acceptance, receipt, possession, or misuse of the prize.  The Credit Union and each of its officers, directors, employees, members, and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss, or other damages of entrants and/or winners arising from, or in connection with, acceptance, receipt, possession, or use/misuse of prizes awarded or participation in this Sweepstakes. The Credit Union is not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking, or by any of the equipment or programming associated with the Sweepstakes. Prizes cannot be substituted, converted to cash, assigned, or transferred by winners (unless otherwise stated in rules). The Credit Union reserves the right to substitute a prize of equal or greater value should the featured prizes become unavailable for any reason. The Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of a prize.

10. Tax Issues: The Credit Union will report all prize winnings to the appropriate state and federal agencies as required by applicable law. Winners are responsible for all licensing and tax consequences (if any) of the prizes.

11. Publicity Authorization: Each winner agrees to permit the Credit Union to utilize his/her name and likeness in promotional and other Credit Union materials, without additional compensation or permission, except where prohibited by law.

12. Choice of Law: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant and the Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA, without regard to choice-of-law rules.

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