Our FREE checking accounts offer unlimited ATM fee rebates nationwide and exclusive rewards. Plus, no monthly fees, ever!
GUARDIAN CHECKING
Designed for sworn and non-sworn law enforcement personnel (active-duty or retired), this account includes a FREE online privacy solution for LEOs and identity-theft monitoring and restoration for non-sworn personnel.
PERFORMANCE CHECKING
Earn monthly dividends and unlimited ATM fee rebates for using your debit card regularly! Enjoy 0.50% APY4 on balances up to $15,000. See 2023 Qualification Cycle!
PERFORMANCE CHECKING BENEFIT REQUIREMENTS
• Maintain Performance Checking Account
• $250 minimum monthly direct deposit or ACH credit
• Make 10 or more debit card purchases each month
• Opt-in to e-Statements and e-Disclosures
Not sure you can meet these requirements every month? No worries. Your account will remain free, open, and active, and you can try to earn rewards next month!
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1Guardian Checking can only be opened by members that are sworn or non-sworn law enforcement personnel (active or retired) of county or municipal police departments or sheriff’s offices in qualifying areas we serve. Sworn law enforcement personnel will receive a one-year subscription to LEO Web Protect services. Non-sworn law enforcement personnel will receive a one-year subscription to Sontiq Enhanced ID Protection services. Both services will be renewed annually if the monthly Guardian Checking requirements are met: (a) $500 or greater monthly direct deposit/ACH credit and (b) opt into e-Statements and e-Disclosures. Joint account holders who are not sworn or non-sworn law enforcement personnel are not eligible for the LEO Web Protect or Sontiq Enhanced ID Protection services. Optional add-ons are available for both services at an additional cost. Other restrictions may apply, please call (877) 695-2732 or visit lapfcu.org/guardian-checking for complete details.
2LEO Web Protect Inc is law enforcement-owned and -operated. LEO Web Protect Inc specializes in the removal of personal private information from the Internet and continually searches the Internet for your personal information in order to keep it out of the wrong hands. LAPFCU provides the LEO Web Protect Inc service as a free benefit to members who qualify. Optional add-ons may be included at an additional cost. For additional information, please visit leowebprotect.com/product/los-angeles-police-federal-credit-union.
3Sontiq Enhanced ID Protection is a service provided by Sontiq, a TransUnion Company. Sontiq Enhanced ID Protection is a leading provider of proactive identity, privacy, and credit protection by delivering ongoing monitoring, rapid alerts, and recovery services to help protect against ID theft. LAPFCU provides the Sontiq Enhanced ID Protection service as a free benefit to members that qualify. Optional add-ons may be included at an additional cost. For additional information, please visit lapfcu.sontiq.com.
4APY = Annual Percentage Yield. LAPFCU may change the dividend rate at any time. Each cycle the minimum requirements are met, 0.50% APY will be paid on balances between one penny and $15,000, as well as 0.05% APY paid on all amounts above $15,000 respectively. Rates as of June 9, 2022. No minimum balance required; however, you must deposit a minimum of $25 to open the account. If you do not meet the requirements per qualification cycle, your account will not earn dividends nor will ATM fees be reimbursed. Qualification cycles will vary from your statement period. One Performance Checking Account per member. 0522-40