About LAPFCU
We provide banking for law enforcement professionals and their families, with exclusive financial programs and member benefits. Members get personalized banking, exceptional service, and strong financial protection.
A CREDIT UNION BUILT BY AND FOR LAW ENFORCEMENT
LAPFCU combines full-service banking with financial programs and discounts focused on law enforcement. We serve police officers, sheriff’s deputies, civilian personnel, retirees, volunteers, and federal, state, and city law enforcement professionals and their families in Southern California.
We’re a not-for-profit member-owned credit union, so we work for YOU. Unlike traditional banks, we don’t serve stockholders with outside interests. We focus on helping you save money, borrow affordably, earn more on savings, and prepare for the future.
A PARTNER WHO HAS YOUR BACK
We know law enforcement careers come with distinct demands, schedules, risks, and responsibilities. We focus on the people who do this work and those who support them. We offer you custom financial products, exceptional member benefits, and personalized service.
FINANCIAL SERVICES FOR YOUR LIFE AND CAREER
Whether you’re starting your career, buying a home, planning for retirement, or building your family’s financial future, LAPFCU offers products and services to support your financial goals.
MEMBER SERVICES & BENEFITS
💳 EVERYDAY BANKING
Checking and savings accounts, credit cards, 24/7 digital banking, CO-OP Shared Branches, and surcharge-free ATMs nationwide.
💵 BORROWING
Exclusive rates and financing for auto, personal, home, and other loans.
🛡️ PERSONAL PROTECTION
Free privacy protection and identity-theft services with Guardian Checking, plus complimentary End of Watch Debt Protection on loans.
📊 FINANCIAL PLANNING
Financial education and counseling, investment and retirement guidance, insurance services, and estate planning discounts.
Membership Benefits
Enjoy lower fees, better rates, privacy and identity protection, law enforcement programs, and other perks.
RELATIONSHIP REWARDS
Earn more value by building your relationship with LAPFCU through Relationship Rewards.
OUR STORY AND MISSION
Learn how LAPFCU was founded and grew to serve the Southern California law enforcement community.
LAW ENFORCEMENT PROGRAMS
Access exclusive financial programs—including End of Watch Debt Protection and Guardian Checking—for new, experienced, and retired law enforcement professionals.
Community Support
LAPFCU supports law enforcement professionals and their families through direct financial assistance, sponsorships, community events, scholarships, volunteer service, financial education, and charitable giving.
News and Member Promotions
Get the latest LAPFCU news, financial information, special offers, events, and promotions.
Need Help?
Our team is ready! Call (877) 695-2732 , start a chat online, or email us. Members can also send secure messages through online or mobile banking.
Helpful Information
FAQs
Find answers to common banking and membership questions
Locations & Hours
Find a branch or ATM near you
Careers
Join the LAPFCU team and serve the law enforcement community
Rates
View rates for loans, mortgages, savings, and certificates
Resources
Access forms, schedule of fees, disclosures, and other member information