We keep our fees as low as possible
And in several cases, we eliminate them altogether. That's the benefit of doing business with a Credit Union owned by members like you.
Fees effective March 1, 2026
Applicable to Member Share Account:
| Monthly Maintenance Fee (If average daily balance < $250) | $5.00 |
Applicable to Performance Checking Account:
| Monthly Maintenance Fee (If average daily balance < $1000) | $5.95 |
Additional Fees
| Account Research (per hour) | $50.00 |
| Cashier's Checks (per item) | $7.50 |
| Check Clearing Fee (per item) | $30.00 |
| Check Copies (2 free per month) (per copy) | $5.00 |
| Check Printing Fee | At cost |
| Coin Redemption Machine (per value counted) | 5.00% |
| Counter/Temporary Check (per request) | $2.00 |
| Deposit/Mortgage Verification (per verification) | $25.00 |
| Dormant Account (per year) | $10.00 |
| Escheatment Notice | $2.00 |
| Holiday Cash Pack (per pack) | $1.00 |
| IRA Account Closure (per account) | $20.00 |
| Levy (per levy) | $50.00 |
| Merry Money Account Early Withdrawal (per acct) | $20.00 |
| Non-Member Check Cashing (per item) | $10.00 |
| Notary (Non-LAPFCU related) (per occurrence) | $10.00 |
| Paper Statement Fee (per statement cycle) | $2.99 |
| Returned Deposited Item (per item) | $25.00 |
| Returned Mail (per statement) | $7.50 |
| Statement Copies (Free in online banking (per copy)) | $5.00 |
| Stop Payment Order | $20.00 |
Overdraft
| NSF/Overdraft Privilege (ODP) (per item) | $30.00 |
| Overdraft Privilege Service (ODP) Fee (per item) | $30.00 |
| Overdraft Transfer From Share Accounts (per transfer) | $6.00 |
| Overdrawn Account | $30.00 |
Wire Transfers
| Domestic Outgoing (per transfer) | $25.00 |
| Domestic Incoming (per transfer) | $15.00 |
| International Outgoing (per transfer) | $50.00 |
| International Incoming (per transfer) | $15.00 |
ATM/LAPFCU DEBIT CARD & ATM NETWORK SERVICES
| LAPFCU Debit Card Initial (per card - if not linked to a Checking Account) | $10.00 |
| LAPFCU Debit Card Replacement (per card) | $10.00 |
| LAPFCU Debit Card Replacement (Rush) (per card) | $35.00 |
| ATM Surcharge (Non-member) (per use) | $3.75 |
CO-OP Network
| Account Inquiries | No fee |
| Deposit Adjustments (per deposit) | $5.00 |
| Deposits/Other Transactions Account Inquiries | No fee |
| CU Service Centers ATM | No fee |
| Other network account inquiries | No fee |
| Other network transactions | No fee |
| POS Network (per transaction) | No fee |
| CO-OP ATM Network | No fee |
LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.