Platinum Rewards Visa®: 6-month intro rate of 0% APR,** followed by a variable rate as low as 13.65% to 17.90% APR, plus earn rewards points with each purchase
Classic Visa®: 6-month intro rate of 0% APR,** followed by a non-variable rate as low as 12.99% to 17.90% APR
My First Visa®: 6-month intro rate of 0% APR,** followed by a non-variable rate as low as 12.99% to 17.90% APR
Whether you’re getting your first card, looking for a fixed rate, or want valuable rewards, our cards deliver. Enjoy a secure card with no annual fees and no balance transfer fees (balance transfers are not available with My First Visa® cards).
| Platinum Rewards Visa® | Classic Visa® | My First Visa® | |
|---|---|---|---|
| APR | 6-month intro rate of 0% APR1, followed by a variable rate as low as 13.65% to 17.90% APR | 6-month intro rate of 0% APR2, followed by a non-variable rate as low as 12.99% to 17.90% APR | 6-month intro rate of 0% APR3, followed by a non-variable rate as low as 12.99% to 17.90% APR |
| REWARDS POINTS |
Earn with every purchase; redeem for cash, electronics, travel, and more!
|
N/A | N/A |
| BENEFITS |
|
Low fixed rate |
|
| Day | Statement Date | Billing Day | Payment Due Date |
|---|---|---|---|
|
Thursday |
January 2, 2025 |
1 |
January 27, 2025 |
|
Sunday |
February 2, 2025 |
1 |
February 27, 2025 |
|
Sunday |
March 2, 2025 |
1 |
March 27, 2025 |
|
Wednesday |
April 2, 2025 |
1 |
April 27, 2025 |
|
Friday |
May 2, 2025 |
1 |
May 27, 2025 |
|
Monday |
June 2, 2025 |
1 |
June 27, 2025 |
|
Wednesday |
July 2, 2025 |
1 |
July 27, 2025 |
|
Friday |
August 1, 2025 |
1 |
August 27, 2025 |
|
Tuesday |
September 2, 2025 |
1 |
September 27, 2025 |
|
Thursday |
October 2, 2025 |
1 |
October 27, 2025 |
|
Sunday |
November 2, 2025 |
1 |
November 27, 2025 |
|
Tuesday |
December 2, 2025 |
1 |
December 27, 2025 |
To ensure secure and smooth card transactions during your trip, please submit a travel notification.
Add your card to your mobile wallet for quick, easy access
Turn your card on and off and manage travel notifications from our app
Set up alerts for unauthorized purchases, notifications when approaching credit limits, and more
The charge is 1% fee for foreign transactions in non U.S currency and 0.8% fee for foreign transactions in U.S dollars.
Call the applicable number below to dispute a transaction or make a claim.
Yes, you can temporarily deactivate your credit and debit card in case it’s lost or stolen using Card Controls, which can be accessed in online and mobile banking.
Go to My Cards tab > Click Card Controls
You can access up to 18 months of past statements in online banking. If you need older statements, contact us for assistance.
Send us a travel notification from the app or in online banking. LAPFCU App > Cards > Travel Notification Request or Online banking > Services.
Call the applicable number below to report a lost or stolen card.
Debit Card: 888-241-2510
Credit Card: 877-695-2732
LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.
