Debt Consolidation

Merge all your debts into one loan

Potentially save on monthly payments

Get help from our experienced loan officers

Let's work together to get your debt under control

From car financing and credit cards to medical bills and major repair costs, it's easy to pile up debt from a number of lenders and creditors. Our experienced loan officers can help reduce your stress levels - and maybe your monthly payments - by explaining strategies for combining all your debt into one simple, easy-to-manage loan. Options include:

  • Refinancing your home
  • Qualifying for a home equity loan or line of credit
  • Applying for a personal loan or line of credit
  • Transfer high-interest credit card balances to an LAPFCU card with consumer-friendly rates

Get started

Call us at (877) 695-2732 or schedule a free virtual video appointment to speak safely and securely with an LAPFCU associate Monday to Friday, 8 a.m. to 5 p.m. PST.

We'll review your current loans and guide you through your most beneficial options. LAPFCU is a not-for-profit organization dedicated to improving your quality of life; we will never recommend options that aren't in your best interest.

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Personal Loans

Get the right financing to help you accomplish big things. Plus, enjoy easy payment options, competitive rates, and more.

LAPFCU is a full-service credit union for sworn, non-sworn, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.