Personal Loans & Lines of Credit

Borrow up to $100,000

Use for any purpose

Flexible repayment terms

For special moments or serious matters

Pay for any need with an LAPFCU personal loan or line of credit.

  • Lump sum loans and lines of credit
  • Borrow up to $100,000 for a unsecured loan
  • Easy payment options
  • Making on-time loan payments is a great way to build credit
  • With an unsecured personal loan, you don’t need any collateral or assets. The shorter the term, the lower your rate.
  • A secured loan is backed up by the deposits in your savings account or share certificate. This type of loan is easier to qualify for.
  • 0.50% APR discount* with Member Benefits
Personal Loan (Fixed Closed End Loan)
APR as low as
10.49% *
Personal Line of Credit
Variable APR
13.24-17.90% *
Personal Line of Credit
Non-Variable APR
13.40-17.90% *
Share & Certificate Secured Loan
Fixed Rate APR as low as
5.25- 7.75% **

Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.

LAPFCU app > Pay transfer > Quick pay  

Online banking > Services > Quick pay  

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Credit Cards

From your first card to earning rewards and everything in between - we have a credit card that will fit your needs.

LAPFCU is a full-service credit union for sworn, non-sworn, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.