Personal Loans & Lines of Credit
Borrow up to $100,000
Up to 0.25% APR discount with Relationship Rewards*
Complimentary End of Watch Debt Protection
Flexible Personal Financing for Law Enforcement
Use an LAPFCU personal loan or line of credit for unexpected expenses, debt consolidation, a major purchase, or your next milestone, Get competitive rates and affordable monthly payments.
LAPFCU proudly serves police officers, sheriff’s deputies, correctional officers, civilian law enforcement professionals, retirees, and their family members. We offer financial services designed for the law enforcement community.
WHY CHOOSE LAPFCU FOR A PERSONAL LOAN?
- Borrow up to $100,000 with a personal loan
- Get up to 0.25% APR discount with Relationship Rewards
- Choose competitive rates and flexible repayment terms
- Apply quickly online and enjoy a fast approval process
- Receive complimentary End of Watch Debt Protection
- Manage your loan through digital banking
- Use your loan funds for any purpose
Easily access your personal loan or line of credit through mobile or online banking. Set up automatic transfers for easy payments.
Save Even More with Relationship Rewards
When you bring more of your balances to LAPFCU, you receive more benefits with our Relationship Rewards program, including:
- Up to 0.25% APR discount on eligible personal loans
- Higher earnings on select savings products
- Enhanced credit card rewards
- Mortgage fee discounts
- ATM fee rebates
- Reduced or waived fees on select services
Share & Certificate Secured Loan
Fixed Rate APR as low as
5.25- 7.75%
**
Personal Loan (Fixed Closed End Loan)
APR as low as
9.99%
*
Personal Line of Credit
Variable APR
11.49-17.49%
*
Personal Line of Credit
Non-Variable APR
13.40-17.90%
*
Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.
Log in > Go to Transfers & Payments tab > Quick Pay
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LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.