Individual Retirement Account (IRA)

Build your financial future

Choose Traditional or Roth IRAs, or IRA Money Market Account

APY bonus with Member Benefits3

Invest in your future

LAPFCU's IRA share certificates help you save for retirement with tax advantages, allowing you to defer taxes on your deposits until retirement.

Restrictions may apply, so always consult your certified tax professional.

  • Minimum deposit: $500 
  • Contribute up to $7,000 per year ($8,000 if over age 50)2
  • Terms: 6 months to 5 years
  • APY3 bonus with Member Benefits
  • Traditional IRAs let you earn interest on pre-tax dollars
  • All IRAs offer penalty-free withdrawal after age 59 ½
  • You must be at least 18 years old to open an IRA with LAPFCU

Important Forms

IRA Money Market
Earn as much as
0.90% *
Regular IRA Term Certificate
Earn as much as
3.70% *
Jumbo IRA Term Certificate
Earn as much as
3.75% *
Super Jumbo IRA Term Certificate
Earn as much as
3.80% *

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Checking Accounts

Simplify money management with flexible checking features that fit your lifestyle.

LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.