Law Enforcement Program
Insurance Services
Affordable Auto, Home, and Life Insurance
Special discount for active-duty law enforcement personnel
Low group Credit Union rates
PROTECT YOURSELF, YOUR FAMILY, AND YOUR ASSETS
Get exclusive insurance coverage discounts and affordable plans through our trusted in-house partner, LAPCUSO Insurance Services* (Los Angeles Police Credit Union Service Organization). With more than 20 years of experience serving the law enforcement community, LAPCUSO only works with the most reputable providers to offer affordable custom plans for your unique needs.
Personalized Service and Advice
Our in-house Insurance Specialist truly cares about you and your family, and will offer you excellent personalized service and advice. She can customize your plan and help find you the best prices from the most reputable insurers.
MARIA ASCENCIO
Insurance Specialist
LAPCUSO Insurance Services
(818) 373-8384
[email protected]
Contact Maria today for a FREE, no obligation insurance review and quote. GET YOUR FREE QUOTE
LAPCUSO OFFERS
- Special discount for active-duty law enforcement personnel
- Our members enjoy group Credit Union rates, which are much lower than those available to individuals
- Complete analysis of your existing coverage and needs
- Policies from premier insurance providers
- Plans that reduce coverage gaps and lower your overall cost
- Recommendations and cost comparisons for comprehensive protection
- Coverage that can easily be added to an LAPFCU loan
Comprehensive Insurance Coverage
VEHICLE
- Auto
- Motorcycle
- Recreational vehicle
- Boats/watercraft
We also offer Mexican car insurance, if you’re traveling south of the border.
HOME
- Homeowners
- Condos
- Rentals
- Earthquake
- Umbrella liability
LIFE
- Life
- Final expenses
- Long-term care
- Disability
- Fixed annuities
- Mortgage protection
BUSINESS
- Commercial property and liability
- Workers’ compensation
- Business automobile
- Security
GAP & MMP AUTO PROTECTION
PROVIDED BY SWBC® INSURANCE SERVICES** 
Gap AdvantageTM Auto Protection
In case of total loss, GAP (Guaranteed Asset Protection) Advantage reduces or eliminates vehicle loan balance after insurance payout, plus offers allowance toward financing replacement vehicle with LAPFCU
MMP Auto Protection
MMP (Major Mechanical Protection) insurance protects you from the expense of costly, unexpected repairs or breakdowns (parts and labor). Usually costs less than a single repair and has a low deductible. Coverage transfers to a new owner, which adds to a vehicle’s resale value. Value-added benefits include 24-hour roadside assistance, key fob replacement, emergency tire repair, and more.
ACCIDENTAL DEATH & DISMEMBERMENT COVERAGE
PROVIDED BY TRUSTAGETM
Protect your most precious assets: Family and loved ones. LAPFCU members 18 and over automatically qualify for $1,000 of Accidental Death & Dismemberment (AD&D) coverage through TruStage® Insurance at no cost.*** TruStage offers value, honesty, knowledgeable support, and coverage that fits your needs and budget.
- Acceptance guaranteed; no health questions, no medical exam (Basic coverage)
- Low-cost additional coverage available for member + spouse and family
- Additional AD&D insurance is an affordable way to help protect your family from the lasting impact of an accidental death or serious, permanent injury.
- $100,000 in coverage can cost as little as $10 a month.****
- Contact TruStage at (855) 591-9026
Complimentary Debt Protection
Sworn and non-sworn law enforcement personnel are eligible for complimentary End of Watch Debt Protection on LAPFCU loans and lines of credit.
The insurance rep at LAPFCU is so helpful! I got coverage for home and auto, and the premiums are affordable.
I was surprised to find out about the great insurance discounts LAPFCU offers. I was able to get discounts for being an officer and for grouping all my insurance plans together. I can’t believe how much more affordable my premiums are for such great coverage!
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LAPFCU is a full-service credit union for sworn and civilian professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.