ID Theft Prevention & Resolution

Free personal data protection solutions or ID theft protection services

Free ID management and resolution services

Exclusive discounts on fraud protection services

We've got your back, 24 hours a day

Your security is our top priority. We offer free services and exclusive member discounts to help protect your personal information and resolve ID theft issues.

GUARDIAN CHECKING1

Get everything you expect from an exceptional checking account.

  • Available to sworn and non-sworn law enforcement personnel (active and retired)
  • Includes FREE online privacy protection for sworn and identity-theft prevention and resolution services for non-sworn

LIFESTAGES

All members receive FREE LifeStages® by Sontiq ID Management and Resolution service2. If fraud is detected, you get:

  • Unlimited 24/7 resolution assistance
  • Continual monitoring of agencies, businesses, and institutions
  • Comprehensive case files created for insurance and law enforcement
  • A full year of fraud alerts, follow-up calls, and status checks
  • If you think you’ve been a victim of identity theft, call Sontiq directly at (877) 432-7463.

FRAUDSCOUT

All members are eligible for discounts on FraudScout3 by Sontiq, a comprehensive credit and ID-fraud monitoring service. FraudScout offers:

  • Unlimited 24/7 resolution assistance for identity theft and unauthorized activity.
  • Fraud and ID theft email alerts
  • Three-bureau credit monitoring, with annual credit scores and reports.
  • Monitors for change of address, social security trace, sex offenders, and more.

IF YOU THINK YOU’VE BEEN A VICTIM OF IDENTITY THEFT

  • Call LAPFCU immediately: (877) 695-2732
  • Contact Sontiq at (877) 432-7463
  • Contact local law enforcement and file a report
  • Change any passwords that may have been compromised
  • Contact the Credit Bureaus and ask them to place fraud alerts and a credit freeze on your accounts

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LAPFCU is a full-service credit union for sworn, non-sworn, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.