Balance Transfer Offer! <br> 0.00% APR FOR 12 MONTHS*

SECURITY ALERT! We’ve seen an increase in fraud targeting members through texts, emails, and calls. Don’t click links or respond to suspicious messages. We will NEVER ask for your password or personal info. If you get a suspicious call, hang up and call us at 877-695-2732.

NO INTEREST FOR ONE YEAR!*

Transfer your high-interest credit card balances to SAVE BIG and pay off debt faster!

It’s easy!

LAPFCU app > Tap Cards > VISA My Card Info > Balance Transfer
Online banking > Click VISA My Card Info > Account Services > Balance Transfer

HURRY! OFFER ENDS NOVEMBER 1!

There is a 5.00% balance transfer fee.

GET AN LAPFCU CARD TODAY!

Earn valuable rewards points with each purchase with our Platinum Rewards Visa®

0% APR for 6 months on new purchases, followed by a variable rate as low as 13.65% to 17.90% APR!** Introductory offer cannot be combined with balance transfer offer.
Rewards points are redeemable for cash, travel, and more
No annual fees

APPLY NOW

Questions? Call (877) 695-2732.

Disclosures ^*

APR = Annual Percentage Rate. Offer valid from September 16, 2024 through November 1, 2024. This promotional balance transfer offer for 0.00% APR for 12 months is applied individually, starting on the date of each separate balance transfer during the promotional period. For new Platinum Rewards Visa cardholders—after 12 billing cycles, any remaining unpaid transferred balances will have your current standard variable cash advance APR applied to it. For new Classic Visa cardholders—after 12 billing cycles, any remaining unpaid transferred balances will have your current standard non-variable cash advance APR applied to it. There is a 5.00% balance transfer fee. For Platinum Rewards Visa cardholders, balance transfer transaction amounts are not eligible for any rewards points. Offer is subject to change or cancellation without notice, and may not be combined with any other offer. Other restrictions may apply, please call (877) 695-2732 for details.

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APR = Annual Percentage Rate. 0.00% introductory APR will continue for six months. After the introductory APR, the effective rate as of September 16, 2024 for Platinum Rewards Visa is a variable rate of 13.65% to 17.90% APR based on your creditworthiness; for Visa Classic and My First Visa is a non-variable rate of 12.99% APR to 17.90% APR based on your creditworthiness. APR subject to change. The Platinum Visa APR will vary with the market based on the Prime Rate plus a margin. Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account. There is a 1% fee for foreign transactions in non-U.S. currency and a 0.8% fee for foreign transactions in U.S. dollars.

STATEMENT OF THE MILITARY ANNUAL PERCENTAGE RATE (MAPR)

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). For further important information required under the Military Lending Act pertaining to your payment obligations, please call (877) 695-2732 , option 9.

Balance Transfer Offer! 0.00% APR FOR 12 MONTHS*

NO INTEREST FOR ONE YEAR!*

HURRY! OFFER ENDS NOVEMBER 1!

GET AN LAPFCU CARD TODAY!

Balance Transfer Offer!
0.00% APR FOR 12 MONTHS*