0.00% APR* FOR 12 MONTHS – BALANCE TRANSFER | Los Angeles Police Federal Credit Union

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PAY NO INTEREST FOR A FULL YEAR!

Move high-interest credit card balances to your LAPFCU credit card. Focus every payment on your balance.

0.00% APR INTRODUCTORY RATE FOR 12 MONTHS

Save hundreds—or even thousands—of dollars in interest
One monthly payment
Faster debt payoff

REAL SAVINGS

A $5,000 balance at 20% APR costs about $1,000 in interest per year.

At 0.00% APR, interest drops to $0
A 3.00% transfer fee is $150
High net savings!

HOW TO TRANSFER

Log in to our app or online banking
Go to My Cards > My Card Info > Choose card > Account Services > Balance Transfer

ACT NOW

Offer available January 1 - April 30. Secure 0.00% APR for 12 months on eligible balance transfers.

IMPORTANT DETAILS

3.00% balance transfer fee applies
Transferred balances do not earn rewards points
Activate your credit card before starting a transfer

GET REWARD$ ON YOUR PURCHASES

Apply for a Platinum Rewards Visa® credit card to enjoy a low rate, no annual fee, and rewards with every purchase.

Apply Now

Disclosures ^*

APR = Annual Percentage Rate. Offer valid from January 1, 2026, through April 30, 2026 for select eligible existing LAPFCU cardholders. This promotional balance transfer offer for 0.00% APR for 12 months is applied individually, starting on the date of each separate balance transfer during the promotional period. For qualified Platinum Rewards Visa cardholders—after 12 billing cycles, any remaining unpaid transferred balances will have your current standard variable cash advance APR applied to it. For qualified Classic Visa cardholders—after 12 billing cycles, any remaining unpaid transferred balances will have your current standard non-variable cash advance APR applied to it. There is a 3.00% balance transfer fee. For Platinum Rewards Visa cardholders, balance transfer transaction amounts are not eligible for any rewards points. May not be combined with any other offer. Other restrictions may apply, please call (877) 695-2732 for details.

STATEMENT OF THE MILITARY ANNUAL PERCENTAGE RATE (MAPR)

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). For further important information required under the Military Lending Act pertaining to your payment obligations, please call (877) 695-2732, option 9.