Credit Cards
0% intro APR* on purchases, followed by a low rate
Earn rewards points on every dollar spent with a Platinum card
No annual fees, no balance transfer fees
CREDIT CARDS THAT FIT YOUR GOALS
Earn rewards with a Platinum Rewards Visa®, keep interest low with a Classic Visa®, or build credit with confidence with My First Visa®.
WHY CHOOSE AN LAPFCU CREDIT CARD?
- 0.00% introductory APR on all purchases for 6 months, followed by competitive low rates
- No annual fee
- No balance transfer fee on eligible cards
- Strong security and member-focused benefits
- Local service from a trusted credit union
Find the right credit card for you
| PLATINUM REWARDS VISA® CREDIT CARD | CLASSIC VISA® CREDIT CARD | MY FIRST VISA® CREDIT CARD | |
|---|---|---|---|
| APR | 0% intro APR* on purchases for 6 months; then a variable rate as low as 11.90% to 17.90% APR | 0% intro APR* on purchases for 6 months; then a non-variable rate as low as 12.99% to 17.90% APR | 0% intro APR* on purchases for 6 months; then a non-variable rate as low as 12.99% to 17.90% APR |
| ANNUAL FEE | None | None | None |
| BALANCE TRANSFER FEE | None | None | Balance transfers not available |
| BENEFITS | Earn REWARDS POINTS on all purchases!
| Keeps interest costs steady over time with a stable rate | Designed for first-time cardholders to build a payment history, manage balances, and grow your credit score |
| BEST FOR | Earning rewards on everyday spending | Low, predictable non-variable rate | Establishing or building credit |
EXTRA PROTECTION
Your credit card includes FREE built-in security and monitoring tools.
- Visa 3D Secure: Extra protection for online purchases
- Dovly Uplift: Track your TransUnion credit score and get dispute support
- Zero Liability Protection against fraudulent charges
BUILT-IN PERKS. REAL SAVINGS
Your Platinum Visa® credit card includes benefits that protect and support you. Take advantage of these built-in perks for your next trip or large purchase.
- Auto Rental Collision Damage Waiver: Skip rental counter insurance. Get coverage for theft or collision damage. Call 800-348-8472.
- Extended Warranty Protection: Add up to one extra year on eligible purchases. Call 800-551-8472.
- Travel and Emergency Assistance Services: Get 24/7 help with medical, legal, and travel issues. Call 800-992-6029.
- Roadside Dispatch®: Get 24/7 towing, jumpstarts, tire changes, and more for a low, set fee. Call 800-847-2869.
| VIEW BENEFITS |
TRAVEL AND ENTERTAINMENT PERKS
- SOFAR SOUNDS LIVE MUSIC ACCESS: Buy tickets, get one free. Plus, early access to select shows.
- BOOKING.COM TRAVEL CREDITS: Earn up to 8% back on stays. Use credits for future travel.
- TRAVEL ACCIDENT INSURANCE: Up to $500,000 in coverage when you book travel with your card. Call 800-847-2911.
2026 Credit Card Billing Dates
| Day | Statement Date | Billing Day | Payment Due Date |
|---|---|---|---|
Friday | January 2, 2026 | 1 | January 27, 2026 |
Monday | February 2, 2026 | 1 | February 27, 2026 |
Monday | March 2, 2026 | 1 | March 27, 2026 |
Thursday | April 2, 2026 | 1 | April 27, 2026 |
Friday | May 1, 2026 | 1 | May 27, 2026 |
Tuesday | June 2, 2026 | 1 | June 27, 2026 |
Thursday | July 2, 2026 | 1 | July 27, 2026 |
Sunday | August 2, 2026 | 1 | August 27, 2026 |
Wednesday | September 2, 2026 | 1 | September 27, 2026 |
Friday | October 2, 2026 | 1 | October 27, 2026 |
Monday | November 2, 2026 | 1 | November 27, 2026 |
Wednesday | December 2, 2026 | 1 | December 27, 2026 |
Traveling Soon? Notify Us
Submit a travel notification for secure, smooth card transactions while you're away.
- Log in to mobile or online banking
- Go to My Cards > Card Controls
- Select Travel Notifications (bottom of page)
- Enter travel details and click Submit
Helpful Tips
Set up alerts
Set up alerts for unauthorized purchases, notifications when approaching credit limits, and more
Mobile Wallet
Add your card to your mobile wallet for quick, easy access
Card Controls
Turn your card on and off and manage travel notifications from our app
EDUCATIONAL RESOURCES
FREE LIVE WEBINARS
The charge is 1% fee for foreign transactions in non U.S currency and 0.8% fee for foreign transactions in U.S dollars.
Call the applicable number below to dispute a transaction or make a claim.
- Debit Card: 866-484-2254
- Credit Card: 877-695-2732
Yes, you can temporarily deactivate your credit and debit card in case it’s lost or stolen using Card Controls, which can be accessed in online and mobile banking.
Go to My Cards tab > Click Card Controls
You can access up to 18 months of past statements in online banking. If you need older statements, contact us for assistance.
Send us a travel notification from the app or in online banking. LAPFCU App > Cards > Travel Notification Request or Online banking > Services.
Call the applicable number below to report a lost or stolen card.
Debit Card: 888-241-2510
Credit Card: 877-695-2732
LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.