Member Benefits Program

Qualify for loan discounts

Enjoy enhanced dividend rates

Cut costs with fee reimbursements


You’re eligible for extra savings when you actively participate in our Credit Union. Smart borrowing, saving, and money management strategies can all pay off in a big way.

Program Benefits

  • 0.25% APY1 increase on new and rollover IRA and Share Certificates
  • 0.50% APR2 automatic payment consumer loan discount
  • One monthly member-requested fee reimbursement3 up to $10
  • Paper statement fee waived4
  • Free checks annually5

Fee Reimbursements

When you qualify for Member Benefits, you are eligible for a member-requested fee reimbursement up to $10 once per month on select fees incurred at LAPFCU or a CO-OP® Shared Branch. Fees eligible for reimbursement are:

  • Cash packs
  • Cashier’s checks
  • Check withdrawals
  • Coin machine redemptions
  • Debit card replacement
  • Money orders
  • Notary service (non-LAPFCU-related)
  • Photocopy of paid check
  • Wire service fee reduction


We offer three simple ways to qualify for our Member Benefits program. You must satisfy ALL requirements in at least ONE category.

Checking Savings Loans
  • One monthly direct deposit or ACH credit of $250 or more
  • Four monthly payments via Online Bill Pay or ACH debits each month (can be combined)
  • Receive e-Statements and e-Disclosures
  • One monthly direct deposit or ACH credit of $250 or more
  • Money Market or Share Certificate with minimum average daily balance of $2,500
  • LAPFCU closed-end loan6
  • Automatic loan payments
  • Receive e-Statements and e-Disclosures

We give back to our communities

Community Involvement

Actively involved in the law enforcement communities we serve.

LAPFCU is a full-service credit union for sworn, non-sworn, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.