Member Benefits Program

Qualify for loan discounts

Enjoy enhanced dividend rates

Cut costs with fee reimbursements

ACTIVE MEMBERS GET EXTRA SAVINGS!
 

You’re eligible for extra savings when you actively participate in our Credit Union. Smart borrowing, saving, and money management strategies all pay off in a big way.

Program Benefits

  • 0.25% APY1 increase on new and rollover IRA and Share Certificates
  • 0.50% APR2 automatic payment consumer loan discount
  • One monthly member-requested fee reimbursement up to $103
  • Paper statement fee waived4
  • Free checks annually5

Fee Reimbursements

Once you qualify for Member Benefits, you are eligible for a member-requested fee reimbursement up to $10  per month. LAPFCU or a CO-OP® Shared Branch fees eligible for reimbursement are:

  • Cash packs
  • Cashier’s checks
  • Check withdrawals
  • Coin machine redemptions
  • Debit card replacement
  • Notary service (non-LAPFCU-related)
  • Photocopy of paid check
  • Wire service fee reduction

HOW TO QUALIFY

There are three simple ways to qualify for our Member Benefits program. You must satisfy ALL requirements in at least ONE category.

Checking Savings Loans
  • One monthly direct deposit or ACH credit of $250 or more
  • Four payments each month via online Bill Pay or ACH debits (can be combined)
  • Receive e-Statements and e-Disclosures
  • One monthly direct deposit or ACH credit of $250 or more
  • Money Market or Share Certificate with minimum average daily balance of $2,500
  • LAPFCU closed-end loan6
  • Automatic loan payments
  • Receive e-Statements and e-Disclosures

We give back

Community Involvement

Actively supporting the law enforcement communities we serve.

LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.