Member Benefits Program

Qualify for loan discounts

Enjoy enhanced dividend rates

Cut costs with fee reimbursements

ACTIVE MEMBERS GET EXTRA SAVINGS!
 

You’re eligible for extra savings when you actively participate in our Credit Union. Smart borrowing, saving, and money management strategies all pay off in a big way.

Program Benefits

  • 0.25% APY1 increase on new and rollover IRA and Share Certificates
  • 0.50% APR2 automatic payment consumer loan discount
  • One monthly member-requested fee reimbursement up to $103
  • Paper statement fee waived4
  • Free checks annually5

Fee Reimbursements

Once you qualify for Member Benefits, you can request up to $10 in fee reimbursements per month. Eligible fees include those charged by LAPFCU or a CO-OP® Shared Branches, including:

  • Cash packs
  • Cashier’s checks
  • Check withdrawals
  • Coin machine redemptions
  • Debit card replacement
  • Notary service (non-LAPFCU-related)
  • Photocopy of paid check
  • Wire service fee reduction

ELIGIBILITY

To qualify for Member Benefits, you must be an LAPFCU member in good standing, keep at least $5 in your primary savings account, and meet ALL criteria in ONE of the following options:

Checking Checking + Savings Loan
  • 1 or more monthly direct deposits or ACH credits of $250+ into your checking account
  • 4+ payments monthly via online Bill Pay or ACH debits (can be combined)
  • Receive e-Statements and e-Disclosures
  • 1 or more monthly direct deposits or ACH credits of $250+ into your checking account
  • LAPFCU Money Market or Share Certificate with $2,500 minimum daily balance
  • LAPFCU closed-end loan (excludes lines of credit/credit cards)6
  • Automatic loan payments
  • Receive e-Statements and e-Disclosures

We give back

Community Involvement

Actively supporting the law enforcement communities we serve.

LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.