HOME EQUITY LINE OF CREDIT (HELOC)
5.99% fixed introductory APR for 12 months, followed by a variable 8.75% APR1
21-day on-time closing guarantee2
Interest-only payments during 10-year draw period
SPECIAL HELOC OFFER
Get a home equity line of credit (HELOC) with a limited-time 5.99% fixed introductory APR, followed by a competitive variable 8.75% APR. We also offer a 21-day on-time closing guarantee.
An open-ended line of credit, a HELOC allows you to borrow as much or as little as needed, when needed. It’s a smart and affordable way to:
|
INCLUDES COMPLIMENTARY END OF WATCH DEBT PROTECTION3 |
- Consolidate high-interest debt into one low payment
- Remodel/repair your home
- Pay property or income taxes
- Create a safety net for unexpected expenses or emergencies
- Fund a large project or event over time
- Pay for ANY need
SAVE BIG, DO MORE
We fund loans up to $1 million. Borrow up to 80% of your home’s value. We offer personal service for the best possible results. Plus, a simple application process and fast closing!
- No application fees
- No closing costs
- No annual fees
CONSIDER A HELOC IF YOU:
- Are unsure how much you may need to borrow
- Need funds over time for a large project, event, or multiple expenses
- Want a safety net for emergencies
- Want easy access to funds through checks and online and mobile banking
Questions?
We can help determine the best way to meet your needs! Call (877) 695-2732 or email us.
I have been a member since 1970. I had to take out an equity line of credit, and the Associates were so helpful! They helped this old guy out and made the experience painless. Thank you.
Our house was old when we bought it, and desperately needed repairs. LAPFCU got us into an affordable home equity loan, and that made all the difference! We were able to make all the necessary repairs, and still had money left to do some decorating!
When my daughter was accepted to college, I realized I hadn’t put enough money aside. I called LAPFCU, and they helped me get a home equity loan with affordable monthly payments so I could send my daughter to her dream school. Thanks, LAPFCU!
Home Equity Loan
APR as low as
7.25%
*
Home Equity Line of Credit
APR as low as
5.99%
*
Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.
LAPFCU app > Pay transfer > Quick pay
Online banking > Services > Quick pay
We do not offer this service at this time. Please contact us at (877) 695-2732 or start a secure chat with us in online or mobile banking for assistance.
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LAPFCU is a full service financial services provider for law enforcement sworn and civilian professional of federal, state, county, and city agencies and their family members in Southern California.