HOME EQUITY LINE OF CREDIT (HELOC)

Get 5.99% introductory APR for 12 months, followed by a variable 9.25% APR1

Interest-only payments during 10-year draw period

Ideal for consolidating debt or paying for any need

OPPORTUNITY IS KNOCKING; OPEN THE DOOR WITH HOME EQUITY 

Get a home equity line of credit (HELOC) with a special non-variable 5.99% 12-month introductory APR, followed by a competitive variable 9.25% APR. 

INCLUDES COMPLIMENTARY END OF WATCH DEBT PROTECTION!2

An open-ended line of credit, a HELOC allows you to borrow as much or as little as needed. It’s a smart and affordable way to:

  • Consolidate high-interest debt into one low payment
  • Remodel/repair your home 
  • Pay property or income taxes
  • Create a safety net for unexpected expenses or emergencies 
  • Fund a large project or event over time
  • Pay for ANY need

SAVE BIG, DO MORE

We fund loans up to $1 million. Borrow up to 80% of your home’s value.

  • No application fees
  • No closing costs
  • No annual fees

We offer personal service for the best possible results. Plus, a simple application process and fast closing!

WHEN SHOULD I CONSIDER A HELOC?

Consider if you :

  • Are unsure how much you may need to borrow
  • Need funds over time for a large project, event, or multiple expenses 
  • Want a safety net for emergencies
  • Want easy access to funds through checks and online and mobile banking

Questions?

We can help determine the best way to meet your needs! Call (877) 695-2732 or email us

Home Equity Loan
APR as low as
7.25% *
Home Equity Line of Credit
APR as low as
5.99% *

Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.

LAPFCU app > Pay transfer > Quick pay  

Online banking > Services > Quick pay  

We do not offer this service at this time. Please contact us at (877) 695-2732 or start a secure chat with us in online or mobile banking for assistance.  

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LAPFCU is a full-service credit union for sworn, non-sworn, and professional employees of police and sheriff's departments and their family members in Los Angeles, Orange, Riverside, San Bernardino and Ventura counties.