Law Enforcement Program

End of Watch Debt Protection

Available at no cost on LAPFCU loans and lines of credit

Exclusive loan protection for active-duty law enforcement professionals

Cancels up to $850,000 in debt if you pass away in the line of duty*

EXCLUSIVE PROTECTION FOR LAW ENFORCEMENT

Your work comes with risks most lenders don’t understand. LAPFCU does. That’s why we created lending programs and benefits built specifically for law enforcement professionals. 

End of Watch Debt Protection is one of those exclusive benefits. If an active-duty sworn or civilian law enforcement professional passes away in the line of duty, LAPFCU loans and lines of credit are cancelled.* Your family can focus on each other instead of outstanding debt.
 

End of Watch

HOW THE BENEFIT WORKS

End of Watch Debt Protection helps eliminate LAPFCU loan and line of credit balances after a line-of-duty death. This exclusive benefit gives your family one less financial burden during an already difficult time.

  • RELIEVES DEBT: Cancels up to $850,000 of combined LAPFCU loan balances, or up to $400,000 for a single loan.
  • NO ADDED COST: Complimentary with a new LAPFCU loan or credit line of $10,000 or more. 
  • APPLIES TO REFINANCING: You may also qualify when you refinance an existing loan from another lender with LAPFCU.
  • ELIGIBILITY: Full-time, active-duty sworn or civilian law enforcement professionals.
  • PLEASE NOTE: Credit lines and cards must be used within 30 days of account opening.

AVAILABLE TO CIVILIAN PROFESSIONALS

LAPFCU is the nation’s only credit union offering this debt protection to civilian law enforcement professionals.

GET DETAILS

Call 877-695-2732 to learn more about End of Watch Debt Protection.

LOANS FOR LAW ENFORCEMENT

Finance with confidence and receive exclusive law enforcement benefits through LAPFCU. Explore:

EDUCATIONAL RESOURCES

LAPFCU Scholarship Programs

LAPFCU’s Traditional and Law Enforcement Scholarship Programs help young adults pursue higher education and take the next step toward their goals. Explore scholarship opportunities, eligibility requirements, and application details.
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LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.