CAR & TRUCK LOANS
Up to 0.50% APR discount1 with Relationship Rewards and autopay
Up to 125% financing for new and used vehicles2
Fast pre-approvals and flexible terms up to 120 months
NEW AUTO LOAN RATES AS LOW AS 3.74% APR FOR 36 MONTHS!3
LEAVE HIGH INTEREST RATES BEHIND
COMPETITIVE AUTO FINANCING BUILT FOR LAW ENFORCEMENT
Your vehicle should keep pace with your schedule, commute, family, responsibilities, and life beyond the job. LAPFCU offers competitive auto loans for sworn officers, civilian law enforcement professionals, retirees, family members, and other eligible members.
Finance a new or used car, truck, or SUV with flexible terms, fast decisions, and support from a credit union built to serve the law enforcement community. Whether you’re replacing a high-mileage commuter vehicle, buying a family SUV, financing a specialty vehicle, or refinancing an existing car loan, we can help you find an option that fits your budget.
EASY FINANCING FOR NEW OR USED VEHICLES
- Up to 0.50% APR discount with Relationship Rewards and autopay
- Flexible payment terms up to 120 months
- Fast, secure online application
- Pre-approval before you visit the dealer
- Finance new and used cars, trucks, and SUVs
- Finance classic and custom cars and high-value vehicles
- Dedicated support from application to payoff
INCLUDES END OF WATCH DEBT PROTECTION AT NO COST4 ON LOANS $10,000+
GET PRE-APPROVED BEFORE YOU SHOP
Complete your application online in minutes and get a fast decision. Pre-approval gives you stronger buying power at the dealership.
LOWER YOUR CURRENT AUTO LOAN PAYMENT OR RATE
A high-rate dealership loan or loan from another financial institution may cost you more than necessary. Refinancing your current auto loan with LAPFCU may help you:
- Lower your interest rate
- Reduce your monthly payment
- Reduce the total interest paid.
- Change your repayment term
- Qualify for Relationship Rewards and autopay discounts
GET EXTRA PROTECTION
GAP (Guaranteed Asset Protection)5
Covers the difference between your loan balance and insurance payout if your vehicle is totaled or stolen.
MMP (Major Mechanical Protection)
Helps cover repair costs for covered mechanical breakdowns after the manufacturer warranty expires.
Ask about adding protection when you apply for a loan.
Auto Buying and Insurance Resources
- Autoland Car Buying Service - FREE
A personal Autoland consultant helps you find your car, negotiates a fair price, and delivers the vehicle to you. No dealership pressure. - AutoSMART Vehicle Shopping Marketplace
Browse dealer inventory and connect with participating dealers. - LAPCUSO Insurance Services
Get competitive coverage for your vehicle. Member and law enforcement discounts available. Call 877-695-2732, option 4, press 1 to speak with a specialist.
Getting a car loan at LAPFCU was so easy it was almost unbelievable. You did most of the work for me, which was so helpful, since I already had a lot on my plate at the time. It really meant a lot to me that you were so organized and took take care of things for me right away.
New Auto Loan
APR as low as
3.74%
*
Used Auto Loan
APR as low as
3.99%
*
Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.
Log in > Go to Transfers & Payments tab > Quick Pay
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Credit Cards
From your first card to earning rewards and everything in between - we have a credit card that will fit your needs.
LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.