Auto, SUV & Truck Loans

Up to 0.50% APR discount1 with Relationship Rewards and autopay

Up to 125% financing for new and used cars2

Flexible terms and fast approvals
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LEAVE HIGH INTEREST RATES BEHIND

COMPETITIVE AUTO FINANCING BUILT FOR LAW ENFORCEMENT

Get a low-rate loan for a new or used car, truck, or SUV. Shop with confidence backed by an LAPFCU loan. 

NEW AUTO LOAN RATES

AS LOW AS 3.74% APR FOR 36 MONTHS!3


WHY MEMBERS CHOOSE LAPFCU AUTO LOANS?

  • Up to 0.50% APR discount with Relationship Rewards and autopay
  • Flexible payment terms up to 120 months
  • Fast approvals and simple online application
  • Pre-approval before you visit the dealer
  • Finance new and used cars, trucks, and SUVs
  • Classic, custom, and high-value vehicles
  • Dedicated support from application to payoff

INCLUDES END OF WATCH DEBT PROTECTION AT NO COST4 ON LOANS $10,000+

LOWER YOUR CURRENT PAYMENT OR RATE

Refinance your current auto loan to secure a lower rate and reduce your monthly payment and total interest paid.

APPLY IN MINUTES

Complete your application online and get a fast decision. Pre-approval gives you stronger buying power at the dealership.

GET EXTRA PROTECTION

GAP (Guaranteed Asset Protection)5
Covers the difference between your loan balance and insurance payout if your vehicle is totaled or stolen.

MMP (Major Mechanical Protection)
Helps cover repair costs for covered mechanical breakdowns after the manufacturer warranty expires.

Ask about adding protection when you apply for a loan.

Auto Buying and Insurance Resources

  • Autoland Car Buying Service - FREE
    A personal Autoland consultant helps you find your car, negotiates a fair price, and delivers the vehicle to you. No dealership pressure.
  • AutoSMART Vehicle Shopping Marketplace
    Browse dealer inventory and connect with participating dealers.
  • LAPCUSO Insurance Services
    Get competitive coverage for your vehicle. Member and law enforcement discounts available. Call 877-695-2732, option 4, press 1 to speak with a specialist.

Getting a car loan at LAPFCU was so easy it was almost unbelievable. You did most of the work for me, which was so helpful, since I already had a lot on my plate at the time. It really meant a lot to me that you were so organized and took take care of things for me right away.

Alex F.
New Auto Loan
APR as low as
3.74% *
Used Auto Loan
APR as low as
3.99% *
View all Rates

Yes, you can use Quick Pay to make one-time or recurring payments, on your LAPFCU loan, from another financial institution. Access Quick Pay in online and mobile banking.

Log in > Go to Transfers & Payments tab > Quick Pay

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LAPFCU is a full service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California.