PARTNER: LAPCUSO INSURANCE SERVICES
Exclusive discounts and competitive rates from top-rated insurance companies
Insurance designed for law enforcement professionals and their families
Personalized guidance from an experienced insurance specialist
Your insurance should help protect everything you’ve spent years building and fit your lifestyle and career. One unexpected event should never jeopardize years of hard work. The right coverage helps you:
LAPCUSO Insurance Services* was founded by retired Los Angeles Police Department Officer G.J. “Jerry” Bichlmeier. His vision was simple: Provide insurance guidance from people who understand the unique financial needs of law enforcement professionals.
Today, LAPCUSO continues that mission by helping police officers, sheriff’s deputies, civilian professionals, law enforcement personnel, and their families compare coverage from respected insurance providers, while identifying opportunities to improve protection and reduce costs.
Maria Ascensio, our in-house Insurance Specialist, has helped law enforcement families for almost 30 years. She will:
Schedule a free insurance review with Maria to make sure you’re completely covered. There is no obligation. Only guidance designed to help you make informed decisions.
MARIA ASCENCIO
Insurance Specialist
LAPCUSO Insurance Services
(818) 373-8384
[email protected]
LAPCUSO specializes in creating custom insurance plans for: Police officers, sheriff’s deputies, civilian professionals, and other law enforcement personnel, including retirees and volunteers.
Financial security involves more than one type of coverage. Explore additional ways to help protect your family and your finances.
Online quotes usually compare price. LAPCUSO compares coverage, value, and long-term protection. You’ll receive personalized guidance from professionals who understand the financial needs of law enforcement families and access to multiple highly rated insurance providers. LAPCUSO provides:
Yes. Maria, our in-house Insurance Specialist with over 25 years of experience, will review your current policies line by line, explain your coverage, identify potential gaps, and recommend improvements, if appropriate. She checks:
LAPCUSO works with a network of more than 25 premier respected insurance carriers, including Farmers, GEICO, Liberty Mutual, Mercury, Nationwide, Progressive, and more. This allows you to compare multiple options instead of relying on a single company.
Yes. Bundling home, auto, life, and other insurance policies often reduces premiums while simplifying policy management.
Coverage includes auto, home, renters, condominium, earthquake, umbrella liability, motorcycle, recreational vehicle, boat, business insurance, life insurance, disability insurance, long-term care, final expense insurance, mortgage protection, annuities, and auto insurance for travel in Mexico.
Yes. LAPCUSO works with both active duty and retired law enforcement professionals and their families.
Most professionals recommend reviewing your coverage every year and after major life events such as purchasing a home, buying a vehicle, marriage, having children. Retirement, or significant income changes.
An umbrella policy provides added liability protection above your home and auto coverage. For a modest annual premium, you gain an extra $1 million or more in protection. With rising verdicts, this coverage is no longer optional for most families. Six- and seven-figure auto accident settlements are increasing. If your policy carries $100,000 in liability and a court awards $500,000, you pay the remaining $400,000. Higher limits and a personal umbrella policy add critical protection, often starting at $1million in added coverage.
During your insurance review, your specialist will identify available discounts, bundling opportunities, and coverage adjustments that may reduce your premiums while maintaining appropriate protection.
Many members already have insurance coverage. A review helps determine whether your current policies still meet your needs and whether you may benefit from improved coverage, lower premiums, or both.